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See your money grow at Nashville's fastest-growing bank!
Earn 4.25%APY on balances $25,000+ with our High Yield Savings Account and 3.00% APY on balances up to $25,000* with Rewards Checking
Grow your money effortlessly with our High-Yield Savings and Rewards Checking accounts. With competitive rates and easy access to your funds, you’ll reach your goals faster without changing the way you save. Earn 4.25% APY on balances of $25,000 or more with our High-Yield Savings Account and enjoy 3.00% APY on balances up to $25,000 with Sonata Rewards Checking. Open your accounts today and start making your money work harder for you.
Or Call (833) 766-2820
Earn More, Save More
Earn a guaranteed 4.25% APY on balances $25,000+ with no minimum deposit. Whether you’re setting aside money for an emergency fund or long-term goals, you’ll enjoy watching your balance grow faster.
Extend Your Earnings with Rewards Checking
Sonata Rewards Checking pays 3.00% APY on balances up to $25K, while enjoying the power of our digital banking platform. Create budgets with ease, track your progress toward financial goals, and link outside accounts for a complete picture of your finances.
Your Money, Your Way
Experience the freedom to save on your terms. With competitive rates and no unnecessary restrictions, your money keeps working hard. Designed to fit your busy lifestyle, our accounts make it simple to stay in control while reaching your goals faster.
Or Call (833) 766-2820
*Rates are accurate as of 8/18/25. Rates are subject to change before and after account opening. The minimum balance required to open the account is $100.00 in new money (funds not on deposit with Sonata Bank within the previous 30 days). The minimum daily balance required to obtain the advertised percentage yield is $0.01. If your daily balance is $24,999.99 or less, the interest rate paid on the entire balance in your account will be 1.50%APY. If your daily balance is greater than $25,000.00, the interest rate paid on the entire balance in your account will be 4.25%APY.
Interest is compounded and credited on a monthly basis. You will not receive the accrued interest if you close the account before interest is credited. All accounts are subject to applicable terms, fees, and charges. Terms, fees, and charges are subject to change. Fees could reduce the earnings on the account. This offer is limited to current Sonata Bank customers in Kentucky and Tennessee who maintain only business or certificate-of-deposit relationships and is available for a limited time only. The Bank may withdraw this promotion at any time without notice.
Additional Rate Information.
To earn the 1.50%APY or 4.25%APY rates each statement cycle, you must meet the following criteria:
Fund this High Yield Savings account with new money at opening
If the criteria are not maintained, then the interest rate reverts to the lower rate.
**Annual Percentage Yield (APY) is accurate as of 8/18/2025. Rates are subject to change before and after account opening. The minimum balance required to open the account is $100.00 The minimum daily balance required to obtain the advertised percentage yield is $0.01. If your daily balance is less than or equal to $25,000.99, the interest rate paid on the entire balance in your account will be 3.00%APY. Additional conditions describing the minimum balance to earn this rate is detailed below. Amounts greater than $25,001.00 will earn 0.10%APY. Interest is compounded and credited on a monthly basis. You will not receive the accrued interest if you close the account before interest is credited. All accounts are subject to applicable terms, fees, and charges. Terms, fees, and charges for accounts are subject to change. Fees could reduce the earnings on the account. Offer is subject to change without notice. Rate specials are available to consumers in the following states: Kentucky and Tennessee.
Additional Rate Information. To earn a higher interest rate on daily balances less than or equal to $25,000.99, you must meet the following criteria:
A minimum direct deposit of $100 for each statement cycle.
Enroll in online/mobile banking.
Activate a Sonata debit card.
Additional Rate Information. To earn a higher interest rate on daily balances less than or equal to $25,000.99, you must meet the following criteria:
A minimum direct deposit of $100 for each statement cycle.
Enroll in online/mobile banking.
Activate a Sonata debit card.
If criteria are not maintained, then the interest rate reverts to the lower rate.