Earn 3.90%*APY on a 12-month Certificate of Deposit
We've got a great way to make the most of your money. Earn a wallet-stuffing 3.90% APY on our special 12-month CD.
Or Call (833) 766-2820
All reward, no risk
Earn a guaranteed 3.90% APY with our 12-month CD special. Whether you're saving for a car, a boat, or even a down payment on a house, CDs are a great way to reach your goals without the risk of losing earnings due to marketplace volatility.
Banking built around you
Our banking experience is designed to fit your busy lifestyle. With our customizable app, you can deposit checks, pay bills, and move money from anywhere safely and securely.
Or Call (833) 766-2820
*Must be new money to Sonata Bank. New money is defined as funds not currently on deposit at Sonata Bank. Annual Percentage Yield (APY) is accurate as of 3/18/2026 and applies to the initial term of a new 12-month CD Special. The minimum balance required to open a 12-month CD Special and receive the stated rate is $2,500. Offer is subject to change without notice. Alternative lengths of terms are not allowed. Fees could reduce earnings on the account. A penalty may be imposed for early withdrawal of principal, and any early withdrawal (principal or interest) will reduce earnings. Additional restrictions may apply. Ask your local banking center customer service representative for details. Rate specials are available to consumers in the following states: Kentucky and Tennessee.